One of the things I look forward to most about Christmas is getting to go shopping – hunting out that perfect present that you didn’t even know existed for that awkward family member who never asks for anything, seeing all the decorations and humming along to the endless stream of Christmas Cds being played everywhere.
Each year, I seem to do more and more of my Christmas shopping online because let’s face it, apart from having to wait in for a delivery driver that never seems to want to come, it is a damn sight easier to just go online, do a quick search and order what you need. However, it also means that I run the risk of spending much more than I have available which before would have meant needing to get a payday loan from somewhere which was never an ideal situation. It’s when they offer you accounts with credit on that the problems come – I only ever buy things outright now and don’t have a single store card.
One of the advantages to shopping in-store is that I’d get cash out and leave my card at home meaning that I could only spend what I had which is a good approach. You can also try before you buy which is such a good idea for me because I don’t know about you but I am terrible about returning things I order online if they aren’t right or don’t fit which is such a huge waste of money. There is also something much nicer, friendlier and much more social about shopping in store than online – heaven forbid we should actually get to the point where no human interaction is required at all in life.